I opened this morning’s post and it included a fine for €80 and two penalty points for speeding. I checked the report and saw that the “incident” occurred shortly before 11:00 last Tuesday morning as I drove from Kilkenny to Carlow. And I know the exact stretch of road – where the limit is 80kph instead of 100kph. It’s a tempting stretch – and I’d say I am normally a little over 80kph. But this time I was doing 101kph. Why? Well conditions were dry, there was no traffic, and visibility was excellent. But that’s not the real reason. The real reason I got the fine was because I had left it too late to leave Kilkenny and I was under pressure to make that meeting. I FAILED to plan my morning properly. What I had been doing in my office before leaving hadn’t been earth-shatteringly urgent. I just didn’t plan right. If I had just left 5 minutes earlier I’d have been fine. How is your study planning? Have you a plan? Or is the plan to just cram? It is never too late to improve your organisation and effectiveness. Check out the study coach packages I offer and then get in touch if you feel you could benefit from help.